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NHI for Newborn of Foreign Parents

Welcome to Forumosa's corner for moms and dads to talk about the issues involved in parenting in Taiwan.

Re: NHI for Newborn of Foreign Parents

Postby tommy525 » 11 May 2016, 15:25

It's things like this that keep Taiwan a 3rd world country. Simply makes zero sense.
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Re: NHI for Newborn of Foreign Parents

Postby Roval » 11 May 2016, 15:32

Agreed, my wife and I both pay taxes and feel that this should be covered.

I can only imagine what it would cost if people had to send their newborn child to an ICU during that first 6 months.

Somethings about Taiwan are great but this is certainly a HUGE fail on their part.
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Re: NHI for Newborn of Foreign Parents

Postby Tiare » 12 May 2016, 21:35

I've heard of a couple who's child was born a month premature, and they had to pay upwards of 1 million nt in hospital bills. I can only imagine how awful it would be to have to deal with something like that.

What makes the situation worse for us is that since there are no anti-discrimination laws in Taiwan, insurance companies are allowed to deny newborn foreign babies from coverage. My husband and I went to almost every private insurance provider in the country, and none would insure a foreign baby at birth... Taiwanese, no problem. It's terrible.

And in true Taiwanese fashion, when I spoke to people about this issue, they always said, "Why don't you just go back to your country to have your baby?" As if it is so simple to uproot ones life. I've been living here for over a decade; this is my home.
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Re: NHI for Newborn of Foreign Parents

Postby Roval » 13 May 2016, 07:50

I totally agree with you on this topic. I think it is easy to say this is or could be discrimination. I don't want to believe that it is but for some reason it just fits the bill so easily.

I'm now trying to find out if we incur any medical expenses during the first 6 months if we can get reimbursed when we get the NHI card. I suspect we won't be able to but we'll keep looking into it and whatever we find out we'll post back here.
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Re: NHI for Newborn of Foreign Parents

Postby Icon » 13 May 2016, 09:22

Tiare wrote:I've heard of a couple who's child was born a month premature, and they had to pay upwards of 1 million nt in hospital bills. I can only imagine how awful it would be to have to deal with something like that.

What makes the situation worse for us is that since there are no anti-discrimination laws in Taiwan, insurance companies are allowed to deny newborn foreign babies from coverage. My husband and I went to almost every private insurance provider in the country, and none would insure a foreign baby at birth... Taiwanese, no problem. It's terrible.

And in true Taiwanese fashion, when I spoke to people about this issue, they always said, "Why don't you just go back to your country to have your baby?" As if it is so simple to uproot ones life. I've been living here for over a decade; this is my home.


Well, they don't see the problem because that is what they do. They go to have their baby in US, Canada, whatever. They are covered by NHI and assume your own country foots the bill here. Or at least, that it should. They go abroad, grab another passport for their collection, and get paid for it, by their private insurance companies. They assure a better future for the kid and a higher status for themselves. meanwhile, we are comapred to ticks, sucking away NHI resources. I mean, why would you have your baby here if it wasn't like that? If they travel to have their baby abroad, why would anyone in their own right minds have a baby here? Obviously, you are up to something sneaky if you do. Since they risk their lives and their babies when traveling at 7 months pregnancy or more, they assume everyone can/should.

Sigh.
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